BUYER'S GUIDE GET FINANCING Mortgage Basics Mortgages are probably the most crucial piece to buying, selling, or just plain owning a home. And, honestly, they are not as hard to understand as you might think. You can benefit from the experience of others who have mortgages (which is just about everybody you know), and with a little homework, you can make the best financial decisions. 1.) What is a mortgage? It's pretty simple: A mortgage is a loan, with your house and land us